The owners of a small business gave everything they had into building their company. Through hard work and steady growth they were able to annually achieve multi-million dollars in sales. While preoccupied with day-to-day business objectives they knew that they needed to put a plan in place to take their business to the next level. While not interested in selling, they wanted to establish a game plan to increase attractiveness to the market while retaining and motivating key employees. They needed to solidify their financial plan going forward, self-insure certain aspects of the organization, and create a succession plan in-case of catastrophic risk.